Our Team
Dr. Matt Carter
CEO
Dr. Matt Carter is founder and CEO of EverFund.ai. After decades of pastoral leadership—including founding and leading one of the fastest-growing churches in the country—Matt experienced firsthand the financial fragility that plagues even healthy, growing mission-driven organizations.
After spending 3 years as Editor & Content Creator for a Financial -Technology start-up on Wall Street, Matt founded EverFund to solve a systemic problem—helping churches and nonprofits move beyond constant fundraising into predictable, compounding revenue through Micro-Endowments™ that deliver Quarterly Payments Forever™.
His vision is simple and disruptive: transform one-time generosity into perpetual provision, so leaders can focus on people and mission instead of financial pressure. Why? For the Glory of God.
Areas of Expertise:
Leadership, Communication, Team Building, Finance.
Roger Montemayor Co-Founder
Roger Montemayor serves as Regional President for Arthur J. Gallagher & Co., where he leads strategic growth and operational execution across Gallagher’s Houston and surrounding markets. In his role, Montemayor oversees property/casualty, employee benefits, and risk management solutions for a broad range of clients spanning public entities, energy, construction, manufacturing, and real estate sectors.
Roger joined Gallagher following the 2016 acquisition of Victory Insurance Agency, where he previously served as a principal and helped grow the firm’s footprint in Texas. Since the merger, he has been integral to expanding Gallagher’s market presence and driving innovative insurance program development for clients throughout the region.
A seasoned insurance professional with deep industry expertise, Montemayor combines relationship-driven leadership with a commitment to delivering tailored risk management solutions. He holds credentials including the Certified Insurance Counselor (CIC) designation and serves on the Board of Texas A&M University Mays Business School.
Stuart Kime
Head of Research & Technology
Stuart Kime is co-founder and CTO of EverFund.ai and the technologist behind systems designed to create predictable, perpetual capital for mission-driven organizations.
Stuart builds software that empowers the underpowered — grounded in decades of real-world engineering and invention. Before EverFund, he architected internet technologies acquired for more than $200 Million and has spent his career solving hard problems at the crossroads of scale, resilience, and human impact.
His personal journey isn’t just in code — it’s in wide-ranging exploration: living, learning, and thinking deeply about science, philosophy, culture, faith, and human potential. He’s traveled across 45 countries, living intentionally with his family while experimenting with how we learn, work, and create meaning.funfreq.com
At EverFund, Stuart leads technology strategy and platform architecture — ensuring the systems that deliver Quarterly Payments Forever™ are secure, transparent, and built to last. His vision is a future where Mission-First AI and infrastructure serve leaders with clarity, integrity, and freedom.
Areas of Expertise:
Technology, Computer Science, A.I., Business.